The planning one does to be prepared for life after paid work ends, not just financially, but in all aspects of life.

What does this mean for you?

How you define retirement is really up to you. For some, the idea of leaving the office for the final time fills them with joy, and for others the same thought brings nothing but dread. One belief strongly held by Petra is that the beginning of retirement does not equal the end of usefulness. Retirement may mean the cessation of all earned income, or it may merely be a transition from the job you've held for years to a new pursuit. No matter your definition, proper planning can provide you the freedom and security to know that however you envision retirement, you can be confident that you can experience it on your own terms.